Effective: September 30th, 2025

Who we are: Toce Financial Group (“TFG”, “we”, “us”, “our”)

This Privacy Policy explains how we collect, use, and protect personal information submitted through our website contact forms.

1) What we collect

When you submit a form on our website, we may collect:

• Name

• Email address

• Phone number

We do not ask for or collect sensitive financial information (e.g., income, net worth, account numbers) on our website forms.

2) How we use your information

We use the information you provide to:

• Respond to your inquiry and schedule consultations

• Communicate about our services

• Send optional marketing communications (you can opt out at any time)

3) How we share information

We do not sell your personal information.
We may share it only with trusted service providers who help us operate the website and communicate with you (e.g., email/CRM tools), or when required by law. Service providers are contractually restricted from using your information for any purpose other than providing services to us.

4) Marketing preferences

If you receive marketing emails from us, you can unsubscribe at any time using the link in the email or by contacting us at [privacy@tocefinancial.com] (replace with your email). Unsubscribing from marketing will not affect important service-related messages.

5) Cookies & website analytics (simple notice)

Our website may use essential cookies and basic analytics to improve site performance and understand aggregated usage. You can control cookies through your browser settings.

6) Data retention

We keep contact form submissions as long as reasonably necessary to respond to you and for business/legal purposes, then delete or de-identify them.

7) Security

We use reasonable administrative, technical, and physical safeguards to protect personal information. No method of transmission or storage is 100% secure.

8) Your choices & rights

You can request that we update or delete your contact information, or opt out of marketing, by emailing [privacy@tocefinancial.com] (replace with your email). We will verify and respond within a reasonable time.

9) Children’s privacy

Our website is not directed to people under 18, and we do not knowingly collect information from children.

10) Links to other sites

If our website links to third-party sites, their privacy practices apply to those sites, and we’re not responsible for them.

11) Changes to this Policy

We may update this Policy from time to time. The “Effective date” above reflects the most recent version.

12) Contact us

Questions or requests about this Policy:
Email: andretocejr@tocefinancial.com

Note for compliance clarity: This page covers website inquiries only. If you become a client, you’ll receive our separate financial privacy notice (as required by applicable law) describing how we handle client information in the course of providing advisory services.