Tax Planning
that helps you
Keep More
Tax Strategy via TFG
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Tax-Loss Harvesting
With Altruist One’s TaxIQ, opportunities are monitored daily to harvest losses automatically (subject to IRS rules) while keeping your portfolio on target.
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Direct Indexing
Owning individual stocks that track an index (like the S&P 500) instead of a single fund gives you more flexibility to harvest losses and fine-tune taxes while still tracking the market.
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Account Selection
We prioritize what goes where (401(k), Roth IRA, taxable, HSA) and in what order for the biggest long-run impact to help you reduce taxes you pay now and later.
It’s more than just a refund. It’s about your system.
Taxes aren’t just a once-a-year thing. They’re an ongoing system that we help you automate and maximize.
With proper planning and guidance, you’ll keep more of your income, gains, bonuses, and other rewards.
By keeping it simple and strategic on purpose, you’re able to stay on track to meet your goals while navigating life.
Ready to keep more of what you earn?
Tax Planning FAQs
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Tax-loss harvesting (especially when combined with Direct Indexing) has proven to add 1-2% to your after-tax net worth/gains.
It’s a process of realizing losses in taxable accounts to offset gains or income, reducing your tax bill.
We replace sold positions with similar (not identical) holdings to maintain your market exposure and avoid wash-sale issues, often automated daily via our modern financial technology stack.
Your result is lower tax drag, same long-term performance.
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Use a separate bank account, automate a % set-aside for quarterly estimates, and consider a Solo 401(k) or entity structure (e.g., S-Corp with reasonable comp) when income justifies it. Our goal is to help you avoid penalties while turning extra income into extra compounding.
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No.
A direct trustee-to-trustee rollover (old plan → IRA or new plan) is not taxable. Avoid 60-day “indirect” rollovers and withholding issues. If rolling to Roth, we’ll plan the tax impact intentionally.
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Asset location means placing the right assets in the right accounts.
For example, tax-inefficient income assets in tax-advantaged accounts, and broad equity exposure in taxable.
So you pay less in annual taxes over decades without changing your risk.
There are many different types of accounts with advantages/disadvantages to each.
We’ll help you make the most of every opportunity.
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Louisiana benefits and elections (like potential 529 state advantages and PTET options for pass-through owners) can affect your plan.
We help you understand all your opportunities and options so state and federal strategies actually work together.
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We automate the recurring wins while manually planning the high-leverage decisions.
Periodic reviews keep you on track as life changes so your plan is always reflective of your goals and your life.
Your Taxes
Taken Care Of
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Life Events
New job, rolling over your 410(k), getting married, having kids… we’ll help you navigate it all, including tax implications.
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Portfolio Management
Tax-loss harvesting, rebalancing, and capital gains management are carefully watched and planned for, ensuring your ideal outcome.
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Withdrawl
When it’s time to withdraw your money, we’ll help you build a plan to maximize your retirement so you can enjoy more.
“My experience has been nothing short of phenomenal with those at TFG. A solid group who has your best interest at heart and are quick to respond when needed.”
TFG Client Testimonial
“Great people working here. My portfolio has had consistent upward growth since joining TFG.”
TFG Client Testimonial
Make taxes a strategic part of your financial plan.
There’s a lot that goes into tax planning, so let’s talk about the finer details. Fill out this short form to start.